List of claim status along with the PIC responsible for required actions to a specific status
| Status | Definition | Action Required from | 
|---|---|---|
| INITIATED | Claim has been created but will not be processed until the required data are submitted by the Claimant. | Claimant | 
| EXPIRED | The Claimant has not completed all of the necessary claim data within the agreed time frame based on the insurance product terms. | |
| DATA_SUBMITTED | Claim data has been filled and submitted by the Claimant. | Cermati | 
| DATA_ON_REVIEW | Claim is under review by Cermati Claim Team. | Cermati | 
| DATA_ON_REVIEW_BY_SYSTEM | Claim is under review by System. | Cermati | 
| DATA_INCOMPLETE | Claim has been reviewed by Cermati Claim Team but requires additional documents to proceed further. | Claimant | 
| DATA_COMPLETE | Claim has been reviewed by Cermati Claim Team and proceeded to the Insurer for further analysis and confirmation. | Insurer | 
| ADDITIONAL_DATA | Claim has been reviewed by the Insurer but requires additional documents to proceed further. | Claimant | 
| CLAIM_APPROVED_BUT_DOCUMENTS_FOR_CLAIM_PAYMENT_NEEDED | Claim has been approved by the Insurer, but requires documents from the Claimant to process the claim payment. | Claimant | 
| DOCUMENTS_FOR_CLAIM_PAYMENT_SUBMITTED | The required documents to process the claim payment have been submitted by the Claimant. | Insurer | 
| APPROVED | Claim and documents to process the claim payment have been approved by the Insurer. Claim is currently in the claim payment process. | |
| REIMBURSEMENT_TRANSFERRED | Final status. Claim has been paid by the Insurer to the Claimant. | |
| REJECTED | Claim has been rejected by the Insurer. | |
| CANCELLED | Claim has been cancelled by the Claimant. Cancelled claims will not be processed any further. | |
| JUNK | Junk or testing claim. | 
| PIC | Definition | 
|---|---|
| Claimant | Insured of insurance product who files a claim for insurance coverage benefits. | 
| Insurer | Insurance Company that underwrites the insurance product. | 
| Cermati | Cermati internal team (e.g. Claim Ops, etc). | 
